

Ohio Max Interest Rate on Auto Loans [UPDATED 2026]
What’s the max interest rate on car loans in Ohio? See the 25% dealer APR cap, legacy formula, bank/credit union exceptions, and smart steps to lock a lower rate.
Apply online with a qualified lender to compare top offers and secure the best financing for your needs.
Choose your vehicle based on approval terms, and the lender will provide the funds or a check for purchase.
With financing secured, you control the terms—giving you the power, not the salesman.

Refinance to keep your current vehicle and loan with a lower monthly payment. by getting better rates and terms.